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此库是为了适应wise API在php项目中的使用而编写的。使用wise，您可以自动化支付、连接您的商业工具，以及创建管理财务的方法。您还可以支持跨境和国内支付。更多信息请查看https://wise.com/和https://api-docs.wise.com/

要求

• PHP 5.6.0 及更高版本。
• cURL

安装

要安装此包，请使用composer命令

composer require transferwise/wise-php

示例代码

初始化客户端

$client = new \TransferWise\Client(
    [
         "token" => "WISE_TOKEN",
         "profile_id" => "WISE_PROFILE_ID",
         "env" => "sandbox" // optional
    ]
);

创建收款人账户

$client->recipient_accounts->create(
    [
        "accountHolderName" => "John Snow",
        "currency" => "EUR",
        "type" => "iban",
            "details" => [
                "legalType" => "PRIVATE",
                "IBAN" => "GBFSDFS546S5DF46S5"
        ]
    ]
);

验证IBAN

$client->validators->iban($iban);

创建报价

$client->quotes->create(
    [
        "sourceCurrency" => "EUR",
        "targetCurrency" => "GBP",
        "sourceAmount" => "100.00",
        "targetAmount" => null
    ]
);

创建转账

$client->transfers->create(
    [
        "targetAccount" => "account id",
        "quoteUuid" => "generated quote id",
        "customerTransactionId" => "transaction id",
        "details" => [
            "reference" => "Company X",
            "transferPurpose"=> "verification.transfers.purpose.pay.bills",
            "sourceOfFunds"=> "verification.source.of.funds.other"
        ]
    ]
);

资源

收款人账户

收款人是指您的支付最终受益人，可以是个人或机构。

可用方法

$client->recipient_accounts->create();
$client->recipient_accounts->all();
$client->recipient_accounts->retrieve();
$client->recipient_accounts->delete();

报价

报价资源定义了wise转账所需的基本信息——发送和接收的货币、金额以及汇款人。

可用方法

$client->quotes->create();
$client->quotes->temporary();
$client->quotes->update();
$client->quotes->retrieve();

转账

转账是根据报价对收款人账户的支付订单。一旦创建，转账需要在接下来的五个工作日内进行资金划拨。否则，它将自动取消。

可用方法

$client->transfers->create();
$client->transfers->requirements();
$client->transfers->fund();
$client->transfers->cancel();
$client->transfers->retrieve();
$client->transfers->issues();
$client->transfers->list();

验证器

使用此资源验证不同类型的银行详细信息，如IBAN、银行识别码、账号等。

可用方法

$client->validators->sortcode();
$client->validators->accountNo();
$client->validators->iban();
$client->validators->ibanandbic();
$client->validators->aba();
$client->validators->abaAccountNo();
$client->validators->ifsc();
$client->validators->banks();
$client->validators->branch();

个人资料

使用此资源管理wise用户个人资料。

可用方法

$client->profiles->create();
$client->profiles->update();
$client->profiles->all();
$client->profiles->retrieve();
$client->profiles->directors();
$client->profiles->addDirector();
$client->profiles->addIdentificationDocument();

文档仍在更新中，将包含更多关于如何使用每种资源以及指南和示例的详细信息。