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PHP 分期贷款计算包
1.0.3
2023-02-24 17:31 UTC
README
PHP 分期贷款计算包
安装
composer require niksynov/installment-loan-calculator
用法
给定总金额为 100000，每月利率为 0.5%，还款次数为 36
use NikSynov\InstallmentLoanCalculator\Calculator;
$payments = Calculator::calculate(100000, 0.5, 36);
方法将返回一个包含 month、beginningBalance、interest、principal、emi 和 endingBalance 的 36 个月度还款数组
array(36) {
[0]=>
object(NikSynov\InstallmentLoanCalculator\Payment)#4 (6) {
["month"]=>
int(1)
["beginningBalance"]=>
loat(100000)
["interest"]=>
float(500)
["principal"]=>
float(2542.19)
["emi"]=>
float(3042.19)
["endingBalance"]=>
float(97457.81)
}
...
[35]=>
object(NikSynov\InstallmentLoanCalculator\Payment)#38 (6) {
["month"]=>
int(36)
["beginningBalance"]=>
float(3027.06)
["interest"]=>
float(15.14)
["principal"]=>
float(3027.06)
["emi"]=>
float(3042.19)
["endingBalance"]=>
float(0)
}
}